SMS-loan fraud got a complete stranger's banking card from Hansabank

Sandra Taimre

Last February, Hansabank Viru centre office gave a young Estonian woman who had been charged criminally several times a complete stranger's banking card which was used in taking SMS-loan.

Anni Orav went on February 18 to a Viru centre current Swedbank office with a stolen ID card to ask banking card and user name and password of Internet bank for taking the loan. The bank cashier gave the necessary codes and passwords to Anni Orav.

After that, Orav immidiately took SMS loans from three different loan providers : EEK 3,000 from Raha24, EEK 1,000 from Risicum Capital and EEK 1,000 from AS Krede. Orav took out EEK 4,000 straight away and spend the money.

Anni Orav was caught later and she admitted herself guilty. Orav was sentenced for 1.4 years and after release she has to compensate EEK 4,000 for the ID card owner, EEK 6,525 as penalty payment and EEK 2,283 as criminal defense fee.